BANKWISE
LENDING RATE
Percentage per annum (April, 2004)
|
Name of the
Bank |
Agriculture |
Term loan to
large & medium Industry |
Term loan to
small industry |
Working Capital
to Indsutry |
Export |
Trade
Financing
|
Housing
Loan
|
Consumer
Credit
|
Others |
|
Nationalized
Commercial Bank. |
|
|
|
|
|
|
|
|
|
|
Sonali Bank |
5 % to 9 % |
11 % |
10 % to
10.5 %
|
11 % |
7 % to
9 %
|
12 % |
12 % |
12 % |
10 % to
12 % |
|
Janata Bank |
10 % |
9 % to
11%
|
10 % |
10 % to 11% |
7 % |
12.5 % |
11 % to 11.5 % |
12 % |
12.5 % |
|
Agrani Bank |
10 % |
10% to
11%
|
10.5 % |
11 % |
7% to
9 %
|
12 % |
12 % |
12 % |
10 % to
13 % |
|
Rupali Bank |
9 % |
11.25 % |
10 % to
10.5 %
|
11.5 % |
7 % |
12% to
12.5 %
|
12 % |
12 % |
10 % to
12 % |
|
Private
Commercial Bank |
|
|
|
|
|
|
|
|
|
|
Pubali Bank Ltd. |
8 % to 10% |
13 % to 14% |
11 % to 12 % |
13 % to 14 % |
7 % |
- |
13 % to
14 %
|
14 % |
12 % to 14 % |
|
Uttara Bank Ltd. |
10 % |
13 % |
12.5% |
14 % |
7 % |
14 % |
14 % |
13.5 % |
12.5 % to 14.5 % |
|
AB Bank Ltd. |
8 % to 11% |
12.5 % to 14 % |
10 % to 11% |
9 % to 14.25 % |
7 % to
9 % |
10 % to 14.5 % |
14 % to 14.9 % |
14 % to 18 % |
9 % to 14.9 % |
|
IFIC Bank Ltd. |
10 % to 12% |
13 % to 14.5 % |
13 % to 14% |
13 % to 14.5 % |
7 % to
9 %
|
13 % to 14.5 % |
13 % to 14.5 % |
14.5 % to 16 % |
13.5 % to 14.5 % |
|
Islami Bank Ltd. |
10 % |
13.5 % |
12.5 % |
13.5 % |
7 % to
9 %
|
13.5 % to 14 % |
13.5 % to 14.5 % |
12.5 % to 13.5 % |
12.5 % to 14.5 % |
|
National Bank Ltd. |
12 % to 14.5 % |
14 % to 14.5 % |
13 % to 14 % |
14 % to 14.5 % |
7 % |
14 % to 16 % |
14.5 % to 15.5 % |
14 % |
13 5 to
15 %
|
|
The City Bank Ltd. |
11 % to
15 %
|
12 % to 15 % |
13 % to 15 % |
12 % to 15 % |
7 % to 9 % |
12 % to 15 % |
12 % to 15 % |
13.5 % |
9 % to
18 %
|
|
United Commercial Bank Ltd. |
10 % |
14 % |
12 % |
14 % |
7 % |
13.5 % |
15 % |
- |
13 % to 15 % |
|
Oriental Bank Ltd. |
12 % to
14 %
|
14 % to 16 % |
12 % |
14 % to 16 % |
7 % |
14 % to 16 % |
16 % |
15 % |
14 % to 16 % |
|
Eastern Bank Ltd. |
10 % to
15 %
|
11.25 % to 14.5 % |
12 % to 15 % |
9 % to 14 % |
7 % |
11.5 % to 15 % |
11.5 % to 15 % |
13.25 % to 15 % |
11.5 % to 15 % |
|
NCC Bank Ltd. |
10 % |
12 % to 13 % |
10 % |
12 % to 13 % |
7 % |
12 % to 15 % |
12 % to 14 % |
15 % |
13 % to 15 % |
|
Prime Bank Ltd. |
10 % to
12 %
|
12 % to 13.5 % |
12 % to 14 % |
12.5 % to 13.5 % |
7 % |
12.5 % to 14.5 % |
- |
- |
12.5 % to 15.5 % |
|
Southeast Bank Ltd. |
7 % to
10 %
|
12 % to 13 % |
11.5 % to 12.5% |
11.5 % to 13 % |
7 % |
12 % to 13 % |
12 % to 13 % |
13 % |
12 % to 13 % |
|
Dhaka Bank Ltd. |
7 % to
10 %
|
11 % to 14 % |
9 % to 12 % |
10 % to 14 % |
7 % |
11 % to 14 % |
11% to 14% |
15 % to 18 % |
10 % to 13 % |
|
AL- Arahafa Bank Ltd. |
10 % to 14.5 % |
13 % to 15 % |
10 % to 15 % |
12 % to 14.5 % |
7 % |
12 % to 15 % |
- |
- |
12 % to 14.5 % |
|
Social Investment Bank Ltd. |
10 % |
12.5 % to 14 % |
12 % to 14 % |
12 % to 14 % |
7 % to 9 % |
12 % to 14 % |
12.5 % to 14 % |
14 % |
8 % to 14 % |
|
Dutch Bangla Ltd. |
9 % |
12 % |
10 % |
12 % |
7 % |
11.5 % to 12 % |
12 % |
12 % |
12 % |
|
Mercantile Bank Ltd. |
10 % |
11.5 % to 14.5 % |
11.5 % to 14.5% |
11.5 % to 14.5 % |
7 % |
11.5 % to 14.5 % |
11.5 % to 14.5 % |
15 % |
11.5 % to 14.5 % |
|
One Bank Ltd. |
8 % to
10 %
|
12% to 15 % |
11 % to 13 % |
8 % to
15 %
|
7 % |
12 % to 15 % |
- |
- |
12 % to 15 % |
|
EXIM Bank Ltd. |
10 % to
12 %
|
13 % to 14 % |
12 % to 13 % |
13 % to 14 % |
7 % |
13 % to 14 % |
14 % |
13 % to 14 % |
13 % to 14 % |
|
Premier Bank Ltd. |
12 % |
12.5 % to 14 % |
12.5 % to 13.5% |
11.5 % to 14 % |
7 % |
13 % to 14.5 % |
- |
17.3 % to 18.2% |
14 % to 15 % |
|
First Security Bank Ltd. |
12 % |
14 % |
13 % |
14 % |
7 % |
14 % |
14 % |
14 % |
14 % |
|
Strandard Bank Ltd. |
10 % to
14 %
|
12.5 % to
15 %
|
14 % |
12.5 % to 15 % |
7 % |
12.5 % to 15 % |
13 % to 15 % |
13 % to 15 % |
13 % to 15 % |
|
Trust Bank Ltd. |
9 % |
11% to 12.5 % |
10 % to 11 % |
11 % to 12.5 % |
7 % |
12 % to 13 % |
12 % |
12 % |
12 % to 13 % |
|
Mutrual Trust Bank Ltd. |
9 % to 10 % |
12.5 % to 13.5 % |
10 % to 11 % |
12.5 % to 13. 5 % |
7 % |
12.5 % to 13. 5 % |
12.5 % to 13. 5 % |
13 % to 13.5 % |
12.5 % to 13. 5 % |
|
Bank of Asia Ltd. |
9 % |
14 % |
12 % to 13 % |
14 % |
7 % |
14 % |
14 % |
14 % |
11.5 % to 14 % |
|
BCBL |
10 % |
13.5 % |
13.5 % |
13.5 % |
7 % |
13.5 % |
14 % |
15 % |
12 % |
|
Jumana Bank Ltd. |
10 % |
12.5 % |
12 % |
13 % to 14 % |
7 % |
10 % to 15 % |
12.5 % to 15.5 % |
12.5 % to 15.5 % |
12.5 % to 15.5 % |
|
Shahjalal Bank Ltd. |
10 % to 13.5 % |
12 % to 15.5 % |
12.5 % to 15.5 % |
7 % to 15.5 % |
7 % |
10 % to 15.5 % |
12.5 % to 15.5 % |
12.5 % to 15.5 % |
12.5 % to 15.5 % |
|
BRAC Bank Ltd. |
9 % to 12 % |
13 % to 15 % |
16 % to 18 % |
13 % to 15 % |
7 % |
13 % to 24 % |
|
- |
12 % to 17 % |
|
Foreign Bank |
|
|
|
|
|
|
|
|
|
|
AMEX Bank |
- |
10.5 % to 13.75 % |
- |
8 % to 12.5 % |
7% to 10 % |
8.25 % |
- |
10 % to 13 % |
7 % to 15 % |
|
Commercial Bank Ltd. |
7 % to 9 % |
9.5 % to 12.5 % |
8 % to 10 % |
7.75 % to 12 % |
7 % |
9.5 % to 12.5 % |
- |
- |
10 % to 13 % |
|
Standard Chartered Bank |
7.25 % to 12 % |
10 % to 13.25 % |
10 % to 13.25 % |
7.75 % to 13 % |
7 % to 9 % |
9 % to 1`3.5 % |
- |
7 % to 19.5 % |
7.75 % to 15 % |
|
Habib Bank Ltd. |
7 % |
12 % to 13 % |
12 % to 13 % |
12 % to 14.5 % |
7 % |
12 % to 14 % |
- |
12 % to 14 % |
12 % to 13 % |
|
SBI |
10 % to 11% |
11.5 % to 13.5 % |
11 % to 12 % |
11.5 % to 13.5 % |
7 % |
11.5 % to 13. 5 % |
12.5 % |
- |
13 % to 15 % |
|
National Bank of Pakistan |
13 % to
15 %
|
13 % to
15 %
|
13 % to
15 %
|
13 % to
15 %
|
7 % |
14 % to 16 % |
- |
- |
14 % to 16 % |
|
CITI N. A. |
10 % to 12 % |
11.5 % to 13.5 % |
9 % to 11 % |
8.5 % to 14.5 % |
7 % to 9.5 % |
9.5 % to 14 % |
- |
- |
8.5 % to 14 % |
|
WOORI |
7 % to 12 % |
10.5 % to 14 % |
10 % to 11 % |
7 % to 14 % |
7 % |
12 % to 14 % |
- |
- |
11 % to 12 % |
|
Shamil Bank |
8 % |
12 % to 14 % |
10 % 12 % |
8.5 % to 12 % |
7 % |
11 % to 13 % |
- |
- |
11 % 13 % |
|
HSBC |
- |
10 % to 14 % |
- |
7.9 % to 14 % |
7 % |
- |
14 % |
8 % to 15 % |
- |
|
Other
Financial Institute |
|
|
|
|
|
|
|
|
|
|
Bangladesh Krishi Bank |
10 % |
10 % |
10 % |
10 % |
7 % |
12 % |
- |
- |
10 % to 12 % |
|
Bangladesh Shilpa Bank |
10 % |
9 % to 11 % |
9 % to 11 % |
10 % to 11 % |
7 % |
12 % to 12.5 % |
12.5 % |
- |
10 % to 14 % |
|
Rajshahi Krishi U. Bank |
10 % |
10 % |
10 % |
9 % |
7 % |
14 % |
6 % |
- |
11 % to 12 % |
|
Bangladesh Shipla Rin Sangstha |
- |
10 % to 11 % |
10 % |
12 % |
7 % |
12 % |
12 % |
12.5 % |
10 % to 13 % |
|
BASIC Bank |
9 % to
9.5 %
|
11 % |
10 % to 11 % |
10 % to 12 % |
7 % |
12 % |
12 % |
12 % |
12 % |
Banks
are permited to differentiate in lendingrates to individual
borrowers not more than 3 % in the same lending category.
Source:
The Daily Star (April 17, 2004)
Top
BANKWISE
DEPOSIT RATE
Percentage per annum (April, 2004)
|
Name of the
Bank |
Saving Deposit |
Fixed Deposit |
|
Nationalized
Commercial Bank |
Per Annum |
3 months but < 6 months |
6 months but < 1 Year
|
1 Year but < 2 Years
|
2 Years but < 3 Years
|
3 Years and above |
Sonali Bank
|
3.50 % |
5.25 % |
5.50 % |
6 % |
6.25 % |
- |
|
Janata Bank |
3.50 % |
5.25 % |
5.50 % |
6 % |
6.25 % |
- |
|
Agrani Bank |
3.50 % |
5.25 % |
5.50 % |
6 % |
6.25 % |
- |
|
Rupali Bank |
3.75 % |
5.50 % |
5.75 % |
6.25 % |
6.50 % |
- |
|
Private
Commercial Bank |
Per Annum |
3 months but < 6 months |
6 months but < 1 Year
|
1 Year but < 2 Years
|
2 Years but < 3 Years
|
3 Years and above |
|
Pubali Bank Ltd. |
4.25 % |
6 % |
6.25% |
6.75% |
7% |
|
|
Uttara Bank Ltd. |
5.50 % |
7% |
7.25% |
7.50% |
8 % |
8.25% |
|
AB Bank Ltd. |
- |
8% |
8.25% |
8.50% |
8.75% |
|
|
IFIC Bank Ltd. |
6.50% |
7.75%-8.50% |
8% - 8.75% |
8.25% -9% |
- |
|
|
Islami Bank Ltd. |
5.50% |
6.50% |
6.80% |
7.20% |
7.30% |
7.50% |
|
National Bank Ltd. |
7 % |
8% - 10% |
8.25% - 10.25% |
8.50% - 10.50% |
9.25% - 11.25% |
9.25% -11.2 |
